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Quote Originally Posted by ladiestorm View Post
The only program I work with is CC3+... I'm still learning the more advanced functions, so I'm not ready to tackle anything new, yet.
Fair enough. But as I mentioned, the greying option with another program really is optional. You already can achieve good results simply by making the underwater objects partially transparent, as in the picture above. In this case, a swamp draug was placed atop a photo of a swamp and then sent underwater by making it partially transparent. You can do the same thing with CC3+.